Do collection agencies use text messages?
Emails Sent to a Work Address In most cases, debt collectors are prohibited from sending messages to an email address they know is used for business.
How do I know if a collection agency is legitimate?
Track the source of the debt by reaching out to your creditor to see if it has any information about the debt in question. If the company that contacted you matches what your creditor has on file, then you’ll know it’s a legit debt collector. Always ask for a validation letter or confirmation about the debt.
Is a text from state collection service legit?
State Collection Service is a real, legitimate company. They are a small collection agency in the US.
What does a debt collector have to say?
A debt collector must tell you the name of the creditor, the amount owed, and that you can dispute the debt or seek verification of the debt. All debt collectors must follow the Fair Debt Collection Practices Act (FDCPA). This can include lawyers who collect rent for landlords.
Why is a debt collector texting me?
The rule says debt collectors can use text messages, emails and even private messaging on social media services to try and extract money from people. Collectors do, however, have to provide a simple way for consumers to opt out of the messages.
What is SCSI debt collector?
Overview. State Collection Service, Inc. located in Madison, WI, serving all of Michigan and Wisconsin, provides debt collection and accounts receivable management.
Can debt collectors use social media?
As part of the update, the bureau clarified that a debt collector can send a direct message on social media to someone who owes debt. They can also send a friend request to the person being contacted as long as they disclose their status as a debt collector.
How to send SMS messages for debt collection?
Send SMS messages with account details. Clarity is key. Send personalized SMS messages to clients with information about their account, and provide all the tools they may require. Full transparency and constant updates will make it easier to collect the entire debt. Generate auto-responders for common inquiries.
How does text reminders help with debt collection?
Automate text payment notifications. Send text messages to debtors instantly with our SMS software. Payment reminders can help you reduce collection costs and encourage customers to pay their debts. Inform clients of debt collection laws.
When is the best time to text a debt collector?
However, there are a couple of essential no-nos when sending debt collection texts. You can only text your clients between 8 am and 9 pm in their local time. (With SimpleTexting, you can schedule SMS to arrive at the right time and avoid imposing on people’s privacy.)
Can a restaurant send a text message when their pick up order is ready?
It has to be well-optimized, and provide support and a smooth experience. Sending your customer’s a text notification that their pick-up order or table is ready is just one way your restaurant can use SimpleTexting. A lot of restaurants also send marketing messages, such as weekly specials and notifications about limited-time offers.