Can I add my daughter to my car insurance UK?
No. This is known as ‘fronting’ and is illegal and can constitute insurance fraud. The main driver on a car insurance policy must be the person who drives the vehicle most regularly. If you claim to be the main driver on your child’s policy you could be breaking the law.
Can a new driver be a named driver?
In the right circumstances it’s perfectly ok to be insured as a named driver on your parents’ policy; and you could save money in the short term, but there are several reasons why it’s not always a good idea and in some cases you might even be breaking the law!
Can a young driver get insurance in their parents name?
Insuring your first car may seem an impossibly expensive task, so it’s understandable that many young drivers consider being a named driver on their parents’ car insurance at first. Here’s some helpful information to explain this option and to clarify when a new driver should get a policy in their own name.
What happens if you add a young driver to your auto policy?
Make no mistake: Adding a young driver to an adult’s existing auto policy won’t be cheap. According to a June 2015 insuranceQuotes.com study, U.S. families who add a young driver to their existing auto insurance policy will see an average annual premium increase of 80 percent.
Can a teenager lend a car to another teenager?
Should your teenager lend the car, or allow another teenager to drive, and that driver did not have a valid license, either because they did not have a license, or it was under suspension, again the policy would be breached. the parents would have to pay for all the damages.
Can You Put your son or daughter on your policy?
You can add your son or daughter as a named driver to your Admiral Single Car , MultiCar or MultiCover policy – not only could it work out cheaper than having a policy in their own name, it allows your children to gain experience on the road.
Insuring your first car may seem an impossibly expensive task, so it’s understandable that many young drivers consider being a named driver on their parents’ car insurance at first. Here’s some helpful information to explain this option and to clarify when a new driver should get a policy in their own name.
Make no mistake: Adding a young driver to an adult’s existing auto policy won’t be cheap. According to a June 2015 insuranceQuotes.com study, U.S. families who add a young driver to their existing auto insurance policy will see an average annual premium increase of 80 percent.
Should your teenager lend the car, or allow another teenager to drive, and that driver did not have a valid license, either because they did not have a license, or it was under suspension, again the policy would be breached. the parents would have to pay for all the damages.
How does car insurance work if your teen is driving your car?
This is true even if your teen lives with another parent who has car insurance because your auto insurance company assumes the teen will drive your car while at your house. Car insurance always follow the car, not the driver so if your teen is in an accident in your vehicle, it will be your insurance that forks up, not your ex-spouses.